• Black and white semi-truck with chrome details.

     

TRUCKERS

HELPING

TRUCKERS

Protecting truckers and their fleet, nationwide. No more waiting after unexpected breakdowns. No more loss of business. Contact our team to get started.

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United Fleet Protection

United Fleet Protection

Launching Friday, January 16, 2026
Fleet protection. Simplified.

At United Fleet Protection, we’re a team of truckers working hard to help other truckers. When you’re an owner-operator, you know how far a breakdown or repair can set you back. Our services cover what insurance doesn’t — providing you with the funds you need to keep your fleet on the road.

HOW IT WORKS

Tier 1

BRONZE — $90/week

Annual Coverage: $18,000

Events per Year: 7

Deductible: $250

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Tier 2

SILVER — $116/week

Annual Coverage: $18,000

Events per Year: 7

Deductible: $250

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Tier 3

GOLD — $140/week

Annual Coverage: $30,000

Events per Year: 9

Deductible: $250

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TIER COVERAGE (EXPANDED)

Essential Protection for Everyday Truckers

Who it’s for:

Budget-conscious drivers

Older trucks (NO age limit)

Operators who need reliable core coverage

Covers:

Engine internals

Transmission & drivetrain

Cooling system

Basic electrical

Basic fuel system

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Balanced Protection for Modern Trucks & Fleets

Who it’s for:

2016+ trucks (but open to all years)

Small fleets (2–5 trucks)

Covers:

Everything in Bronze

Turbo and intercooler

ECM and advanced sensors

Injectors and fuel pump

Wiring harness components

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Maximum Uptime for Serious Operators

Who it’s for:

Fleets

High-mileage operators

Anyone who cannot afford downtime

Covers:

Everything in Silver

Full emissions systems

Suspension

Steering

HVAC

Advanced modules & sensors

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OPTIONAL ADD-ONS

Roadside Assistance: $5/wk

Flat tire at 2 a.m. or a no-start at the truck stop? We help cover eligible towing, jump starts, lockouts and roadside service so you can get back on the road faster.

Rental Truck Coverage: $6/wk

If your truck is laid up in the shop for a covered repair, we help with the cost of a rental unit so you can keep working and avoid lost loads.

Hotel & Meal Reimbursement: $4/wk

Break down overnight away from home? We help reimburse reasonable hotel and meal costs while your truck is being repaired, so you're not paying out of pocket.

APU Coverage: $7/wk

If your APU fails due to a covered breakdown, we help cover approved repair costs so you can keep your cab comfortable and your idle time low.

Personal Property: $3/wk

Laptop, tools, or work gear damaged or stolen in a covered incident? We help reimburse you for qualifying personal items used in your business.

Expanded Coverage +25%: $10/wk

Want extra protection? This add-on boosts your standard benefit limits by 25%, giving you more room when a major breakdown or expense hits.

Preventive Maintenance: $10/wk (up to 2 times yearly, optional)

Need help staying ahead of repairs? This option helps with the cost of approved preventive maintenance visits (like inspections or fluid changes) up to two times per year.

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Why Choose United Fleet Protection?

We work with you to provide everything you need to stay on the road and avoid any delays in your business. With three different tiers of coverage, you can choose which tier works best for you, keeping your business secure and your trucks in good shape, without any waiting period. When you choose United Fleet Protection, you get:

$5,000-$15,000 Monthly Coverage

No Credit Checks

Flexibility to Choose Any Shop

Your Own Card for Ease of Use

Multiple Truck Discount

Registering with United Fleet Protection is simple. All you have to do is fill out our pre-registration form to get started, and a member of our team will be in touch.

PRE-REGISTER NOW

How Much Coverage Do You Need?

We welcome individual owner-operators and small business owners to United Fleet Protection. The tier that's best for you depends on the needs of your business, size, and age of your fleet. We’re not an insurance or a warranty company — instead, we cover the breakdowns and repairs that your insurance or dealership doesn’t cover. Read about the coverage available with our three tiers.

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Pre-register Form